Q. What level of cover do I get with Public Liability?
A. £1 million, £2 million or £5 million pounds - this covers you against accidental bodily injury of those attending the event and damage to other people's property.

Q. What level of cover do I get with Employers Liability Cover?
A. £10,000,000 - Protects your legal liability in respect of compensation and claimants costs and expenses for accidential bodily injury to anyone you employ at an event, including temporary staff, volunteers, helpers, whether paid or unpaid.

Q. Can I take out Employers Liability Cover without the Public Liability Cover?
A. No. You can not take out a seperate policy for Employers Liability Cover.

Q. How do I receive my policy documents?
A. You will receive your policy documents via email to the email address you provide.

Q. If my documents do not arrive, what shall I do?
A. Check your 'Junk Mail', due to document attachments the email may have been sent to this folder, if you still have not received your documents then please contact us on 01395 255 100.

Q. Will I need to complete a proposal form?
A. No. Not if this policy can be taken out online.

Q. Can I cover more than one event on the same policy?
A. Yes, if it is the same type of event.

Q. Can I take out one policy to cover more than one type of event?
A. Not online, please contact us on 01395 255 100 and we will be able to offer you a quotation.

Q. My event is in less than 14 days, can I include cancellation cover?
A. No, cancellation cover is not available if the event is within 14 days.

Q. Can I take out a a policy just for cancellation only?
A. No, not online, call us on 01395 255 100 and we will be able to offer you a quotation for this. Cancellation cover can not be taken out if the event is within 14 days.

Q. Will my policy for Public Liability, also cover my own or Hired property?
A. No, you will also need to take out 'Property Cover' if you are hiring or want your own propery covered.

Q. My event has been 'Rained Off', am I covered under cancellation cover?
A. No, unless weather conditions render the fulfilment of the event as being dangerous and irresponsible having consideration to life and limb.

Q. Am I covered to include Fireworks at my event?
A. Yes this is available, please contact us with further information. The event must be organised in accordance with the DTI Fireworks Regulations, we Exclude cover for the individual, or group of individuals releasing the fireworks, the modification of fireworks other than the fitting of manual or electric fuses, the operation of a fireworks display using fireworks not tested and labelled in accordance with categories 1, 2 and 3 and directly imported fireworks or fireworks that do not conform to BS7114 .